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Fixed Rate vs Adjustable Rate Mortgage: How to Choose

Rich Flanery

Published on: 05/20/2026

Fixed rate or adjustable rate mortgage? The right answer depends on your timeline, your budget, and where rates are headed. Here is how to decide.

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Why Housing Affordability Needs a Bigger Fix

Rich Flanery

Published on: 12/18/2025

Discover why 50-year mortgages won't solve housing affordability. Learn the real issues: excessive fees, bloated regulation, and mortgage rate structures that need reform.

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